Improve Your Finances With Us & And Get Rewarded
*Subscribe to one of our financial education packages & get a promotional cashback bonus up to $2000 by Interac® e-Transfer.
3 equal membership payments of $136 over 45 days
4 equal membership payments of $200 over 60 days
5 equal membership payments of $240 over 75 days
6 equal membership payments of $266 over 90 days
7 equal membership payments of $342 over 105 days
8 equal membership payments of $400 over 120 days
Nearly all of our members report a smooth and positive experience.
Thousands are actively using our platform every month to build financial confidence.
We’ve already delivered millions in instant cashbacks, helping Canadians access funds.
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Age
18+ and employed in any province in the country of Canada.
Income
Minimum weekly income $500+ received by your employer.
Instant Banking Verification
Confirmed via Inverite or Flinx to identify fraud, gambling or bad banking habits.
Identification
Have a government‑issued photo ID uploaded and be a permanent resident in Canada.
Signing up for WiseCredit’s financial education membership has been one of the best decisions I’ve made. The courses are easy to follow and have helped me build smarter budgeting habits. The welcome bonus was a great incentive to join, but what really impressed me was the quality of the tools and resources that came with my membership.
I needed a straightforward way to improve my credit knowledge, and WiseCredit delivered. The platform offers practical guidance and templates that made managing my finances less overwhelming. The welcome bonus was a nice surprise on top of the educational value—and I appreciated that everything was clearly explained as part of a subscription, not a loan.
WiseCredit's membership has been a game changer for me. The lessons on debt management and planning helped me feel more in control of my money. I also enjoyed the welcome bonus, which made getting started even better. Most importantly, the team reminded me that this was about education and building good habits, not borrowing money.
From day one, WiseCredit's team has been friendly and responsive. The member portal is full of helpful tools, and the step‑by‑step lessons have given me confidence in my financial planning. The welcome bonus is a nice perk for joining, but the real value is in the knowledge and support I’ve received as a member.
No. This is a financial education membership that includes an upfront welcome bonus delivered by Interac eTransfer. You pay for the membership in a few scheduled payments.
No. We do not pull your credit file. We use instant bank verification to validate your identity and payment method.
Email us for a subscription extension giving you access for a longer period of time.
Typically within hours during business times after verification and signature are complete.
If a membership payment cannot be processed, members can update payment details or request an extension through the portal.
All of Canada.